Fast and Easy Car Loans in Knoxville, TN

It's not every day that you get to bring your automotive dreams to life, so why not celebrate the entire process? While it might be hard to imagine enjoying the car-buying process, Rusty Wallace Hyundai is here to change your mind.

As industry veterans, we know the most stressful part of buying a car is the financial process. Dealerships often rely on fast-talking salespeople to make a quick sale, but this commissions-motivated approach devalues your needs as a customer and makes the sale a priority. It also sets the stage for buyer's remorse, with the final purchase price legions above the price you negotiated on the lot. We're excited to offer something entirely different.

Financing on Your Terms: Our Unique Approach

Buying the perfect vehicle is exciting at Rusty Wallace Hyundai because you always know what you're getting. Our commitment to transparency extends from our competitively priced inventory to how we walk you through your purchase options. Buying a vehicle is an investment, and you deserve to know how you're spending your hard-earned money.

We offer financing on your terms to deliver a personalized car-buying experience. But what does this mean? Instead of inundating you with high-pressure sales tactics and gimmicks, our team listens attentively to your needs to help you find the perfect new or used model at a great price. Our goal is to ensure your purchase aligns with all your needs, from functional to financial. By maintaining an open line of communication and explaining every detail of the sale, we eliminate potential sticker shock and instill confidence in your purchase.

Your Purchase Options: Loans vs Leases

Our unique approach is defined by transparency and the premise that knowledge is power. We want you to make an informed purchase, which starts by understanding your purchase options. For example, what's the difference between a loan and a lease? What are the advantages and disadvantages of each?

Loans

Getting a loan is popular because you're borrowing money to purchase your vehicle rather than draining your savings. Your lender will look at your credit history to determine your loan eligibility and the interest rate, with higher credit scores rewarded with lower interest rates. Since we work with all types of credit, we can help you find the right lender and a competitive interest rate that fits your financial situation.

Financing with a lender comes with many advantages. For example, every loan payment builds equity or ownership in the vehicle; your promise to repay the loan means you own the car as soon as you drive it off the lot and can make any upgrades, improvements, or modifications. Then, once the loan is repaid, the lender sends you the title, and you can enjoy life without a monthly car payment.

Leases

Leasing is an excellent option for customers who don't want to make a large down payment and appreciate having lower monthly payments. Instead of financing the total purchase, leasing is akin to borrowing or renting the vehicle from our dealership; your monthly payments are lower because you're paying for a shorter term, like a 24- or 36-month lease.

Beyond lower monthly payments, there are several advantages of leasing a vehicle, such as the opportunity to drive a new car every few years. The only caveat is that you must be mindful of mileage restrictions and wear and tear standards since you're renting the vehicle and must return it as close to its like-new condition as possible.

Start the Process Today

What vehicle will you drive home? Will you get behind the wheel of a best-selling Palisade, a road warrior like the Santa Cruz, or one of the many high-quality models on our used lot? Your options are plentiful when you shop with Rusty Wallace Hyundai.

Start the process today and take advantage of our hassle-free financing. From competitive interest rates and quick approvals to extended warranty coverage and personalized finance options, we're here to instill confidence and trust. We want to help you celebrate your purchase and get in the driver's seat of a vehicle that puts a smile on your face and lets you keep more money in your wallet.